Car Insurance

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Car Insurance

Postby Nick » Wed Dec 07, 2011 6:26 pm

It's always worth getting another quote! My renewal for insurance was £584.51. I went to a comparison site & got a cheapest quote of £355.55p - I rang my insurer to ask if they would price match - and the answer was yes because ...... both companies are brands of the same company. So the call center has just renewed my insurance at the "competitive" quote! Do the arithmetic, that's £228.96 saved by a phone call - the renewal was 64% more expensive!
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Re: Car Insurance

Postby Lynda » Wed Dec 07, 2011 7:01 pm

That seems a high amount, Nick. What do you drive?

I pay just over £200 for a year old 1400 cc Fiesta Titanium.
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Re: Car Insurance

Postby Nick » Wed Dec 07, 2011 7:56 pm

It's on a Ford Explorer 4 x 4 but also I lost my NCB. It was £750 last year so this seems cheap!
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Re: Car Insurance

Postby keith » Thu Dec 15, 2011 10:48 pm

HTF do you get it that cheap

My other full NCd 8,000 miles PA on a 1.4 TD Corsa is nearly £300
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Re: Car Insurance

Postby Nick » Thu Dec 15, 2011 11:10 pm

Is that addressed to Lynda? :D

Oh - mine is 3rd party. The vehicle only cost me £1250 so Fully Comp is pointless.
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Re: Car Insurance

Postby keith » Thu Dec 15, 2011 11:30 pm

3rd party is often as dear as FC, and yes it was aimed at LYNDA
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Re: Car Insurance

Postby Lynda » Fri Dec 16, 2011 8:25 am

It's fully comp and it's with Ford. The fact that I have 45 years of no claims probably helps too. I noticed a sharp drop when Dave and I both retired.
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Re: Car Insurance

Postby Nick » Fri Dec 16, 2011 9:38 am

Lynda wrote:The fact that I have 45 years of no claims probably helps too.


They should be paying you!
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Re: Car Insurance

Postby Lynda » Fri Dec 16, 2011 10:05 pm

And no convinctions either. In fact, I've never even had a parking ticket.
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Re: Car Insurance

Postby Steve Griff » Fri Dec 16, 2011 10:35 pm

Lynda wrote:And no convinctions either. In fact, I've never even had a parking ticket.


Have you tried 'Saga' they are great for retired folk?
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Re: Car Insurance

Postby keith » Fri Dec 16, 2011 11:46 pm

My FIL was with saga for years he was paying £600 plus we took him elsewhere and got it for under £300.

I suppose one of my issues is I drive 24,000 Miles a year and about 6,000 of that is for work
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Re: Car Insurance

Postby Nick » Sat Dec 17, 2011 9:33 am

Wow! 24,000! I used to do about 15,000 & was permanently sitting with 6 points on my license. These days I probably do less than 6000, it's lovely! Plus I've got a clean license. Of course another reason for my expensive insurance is that my wife has points :roll:
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Re: Car Insurance

Postby Lynda » Sat Dec 17, 2011 9:53 am

I've given Saga a wide berth since the incident with the leak in the bathroom in the other house. I know car insurance may be different but I don't trust a company who damage things whilst repairing others and who leave live wires poking through the ceiling for 28 days!
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